Privacy Policy

This Privacy Policy explains how Spotlight Quotes (“we,” “us,” or “our”) handles information when you visit spotlightquotes.com (the “Site”), submit a quote request, or contact us. Spotlight Quotes is a free insurance quote comparison service, not an insurance agency, broker, or carrier.

1. Information We Collect

Information you provide

• Your first and last name.
• Your phone number and email address.
• Your ZIP code and the type of insurance you are interested in.
• Any other information you choose to include when you contact us by form, email, or phone.

Information collected automatically

We may receive general technical information such as your browser type, device type, pages visited, and approximate location derived from your IP address. This information helps us operate, maintain, and improve the Site and protect it from misuse.

Third-party resources

The Site may load fonts and icons from third-party content delivery networks. Those providers may receive basic technical information, such as your IP address, as part of delivering their resources.

2. How We Use Information

• To respond to your quote request and communicate with you about it.
• To help connect you with licensed insurance providers or agents who may be able to assist you.
• To operate, maintain, secure, and improve the Site.
• To comply with legal obligations, enforce our terms, and prevent fraud or abuse.

3. How We Share Information

When you submit a quote request, we may share the information you provide with licensed insurance providers, agents, or agencies so they can contact you about quotes and related products. We may also share information with service providers that help us operate the Site, and when we believe disclosure is required by law or necessary to protect rights, safety, or the integrity of the Site.

We may transfer information in connection with a merger, acquisition, financing, or sale of assets, subject to appropriate protections.

4. Communications and Consent

Where you provide consent, you agree that Spotlight Quotes and the licensed insurance providers or agents connected with your request may contact you by telephone, text message, and email about insurance quotes and related products. This contact may use automated technology, including automated dialing systems or prerecorded messages. Your consent is not a condition of purchasing any product or service.

Message frequency may vary. Message and data rates may apply. You can opt out of marketing communications at any time by following the unsubscribe instructions in an email, replying STOP to a text message, or telling the representative who contacts you. You may also contact us using the details below.

Optional marketing updates are requested separately from the required consent to be contacted about your quote request. Choosing not to receive marketing updates will not prevent you from submitting a quote request.

5. Cookies and Similar Technologies

We may use essential cookies or similar technologies that are necessary for the Site to function. Third-party resources loaded by the Site may use their own cookies or process technical information as described in their privacy policies. You can control cookies through your browser settings, though blocking essential technologies may affect how the Site works.

6. Data Security and Retention

We use reasonable administrative and technical safeguards designed to protect information. However, no method of transmission or storage is completely secure. We retain information for as long as needed for the purposes described in this policy, including to manage quote requests and comply with legal obligations.

7. Your Choices and Rights

You can ask to access, correct, or delete personal information we hold about you by contacting us. You can also opt out of marketing calls, texts, or emails as described above. Depending on your state of residence, you may have additional privacy rights under applicable state law. We will respond to eligible requests in accordance with applicable law.

To make a request, email info@spotlightquotes.com or call (606) 756‑0738. We may need to verify your identity before completing a request.

8. Children

The Site is intended for individuals who are at least 18 years old and residents of the United States. We do not knowingly collect personal information from children.

9. Third-Party Sites

The Site may link to websites or services operated by third parties. We are not responsible for the content, availability, or privacy practices of those third parties. Review their privacy policies before providing personal information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The date at the top of this page shows the latest revision. Continued use of the Site after an update means the revised policy applies to your use.